They say that if you can stop doing something for 21 days, you will break a habit. So the idea behind The Power to Prosper: 21 Days to Financial Freedom operates on the principle that if you can stop spending for 21 days, you might break some of your bad money habits. And it is an interesting way to get in the habit of conscious spending.
This book is written by Michelle Singletary, and encourages you to stop using credit cards for 21 days, and only buy things that are necessary for survival. That means you buy food, pay your bills and only buy clothing if you are in danger of going naked. It’s an interesting concept. If you stopped to think about your spending habits, what would you find? Taking on this challenge would force you to consider your spending priorities, and take an honest look at where your money goes.
I’m not sure that I could take this challenge in its full form. But I do think I could stand to examine my spending habits and motives a little more closely. What about you? Could you go 21 days without spending money on unnecessary things?