Are You Getting the Best Credit Card Perks?

It is true that many credit card issuers are cutting perks and rewards programs. If you are concerned about your perks, here are some things that can help you make sure you are getting the best credit card perks for you:

• Watch out for “Platinum”: Interestingly, a “platinum” card may not have better perks than a “gold” or “silver” card from another issuer. It seems like “platinum” would offer the best deal, but it doesn’t always.
• Understand the terms of your credit card reward program: One of the best things you can do is to read the fine print. You want to know the restrictions and requirements. In some cases requirements can be so onerous, or restrictions so limiting, that perks are overshadowed.
• Watch for changes to your credit card perks: Keep an eye on your credit card perks. In many cases, you will find that they are being cut. When you know that your perks are going to be cut, you should try and use them before the changes take effect.

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