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	<title>Comments on: Dave Ramsey Offers His Solution to the Financial Crisis</title>
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	<link>http://www.everyjoe.com/articles/dave-ramsey-offers-his-solution-to-the-financial-crisis/</link>
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		<title>By: miranda</title>
		<link>http://www.everyjoe.com/articles/dave-ramsey-offers-his-solution-to-the-financial-crisis/comment-page-1/#comment-315418</link>
		<dc:creator>miranda</dc:creator>
		<pubDate>Sat, 08 Nov 2008 00:59:16 +0000</pubDate>
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		<description>I wouldn&#039;t recommend withdrawing any of that. It is still earning interest, and it should be relatively safe. In terms of preparing for economic troubles, it is usually best to live within your means, pay down debt and build up your emergency fund. I&#039;m keeping in my high yield savings account and in my retirement accounts, since I have a long-term horizon.</description>
		<content:encoded><![CDATA[<p>I wouldn&#8217;t recommend withdrawing any of that. It is still earning interest, and it should be relatively safe. In terms of preparing for economic troubles, it is usually best to live within your means, pay down debt and build up your emergency fund. I&#8217;m keeping in my high yield savings account and in my retirement accounts, since I have a long-term horizon.</p>
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		<title>By: bob elfers</title>
		<link>http://www.everyjoe.com/articles/dave-ramsey-offers-his-solution-to-the-financial-crisis/comment-page-1/#comment-315417</link>
		<dc:creator>bob elfers</dc:creator>
		<pubDate>Sat, 08 Nov 2008 00:54:34 +0000</pubDate>
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		<description>How can i ask a question,and get an answer-like in the face of what many think upcoming depression-is it wise to with draw all savings,annuities,etc???</description>
		<content:encoded><![CDATA[<p>How can i ask a question,and get an answer-like in the face of what many think upcoming depression-is it wise to with draw all savings,annuities,etc???</p>
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		<title>By: miranda</title>
		<link>http://www.everyjoe.com/articles/dave-ramsey-offers-his-solution-to-the-financial-crisis/comment-page-1/#comment-315129</link>
		<dc:creator>miranda</dc:creator>
		<pubDate>Mon, 03 Nov 2008 12:18:03 +0000</pubDate>
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		<description>Thanks for sharing, Karen! I don&#039;t always agree with Ramsey, but I do like that he has been thinking outside the box a bit, and I do like how he has inspired so many people to turn their financial lives around. Glad he could help you.</description>
		<content:encoded><![CDATA[<p>Thanks for sharing, Karen! I don&#8217;t always agree with Ramsey, but I do like that he has been thinking outside the box a bit, and I do like how he has inspired so many people to turn their financial lives around. Glad he could help you.</p>
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		<title>By: Thrifty Karen</title>
		<link>http://www.everyjoe.com/articles/dave-ramsey-offers-his-solution-to-the-financial-crisis/comment-page-1/#comment-315086</link>
		<dc:creator>Thrifty Karen</dc:creator>
		<pubDate>Mon, 03 Nov 2008 03:26:49 +0000</pubDate>
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		<description>I really like Dave Ramsey!!!  I linked to him again just this week.  His ideas make sense.  My husband and I are debt free with the help of Dave&#039;s advice.</description>
		<content:encoded><![CDATA[<p>I really like Dave Ramsey!!!  I linked to him again just this week.  His ideas make sense.  My husband and I are debt free with the help of Dave&#8217;s advice.</p>
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		<title>By: Stock Market News: Senate Bailout Bill Can't Save Stocks - Money &#38; Investing - Banks.com</title>
		<link>http://www.everyjoe.com/articles/dave-ramsey-offers-his-solution-to-the-financial-crisis/comment-page-1/#comment-315640</link>
		<dc:creator>Stock Market News: Senate Bailout Bill Can't Save Stocks - Money &#38; Investing - Banks.com</dc:creator>
		<pubDate>Thu, 02 Oct 2008 16:03:55 +0000</pubDate>
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		<description>[...] In the end, something probably needs to be done. But the Senate bailout bill probably isn&#8217;t it. [...]</description>
		<content:encoded><![CDATA[<p>[...] In the end, something probably needs to be done. But the Senate bailout bill probably isn&#8217;t it. [...]</p>
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		<title>By: Senate Passes Bailout Package. Doesn't Help Mortgage Loans. - Mortgage Rate News</title>
		<link>http://www.everyjoe.com/articles/dave-ramsey-offers-his-solution-to-the-financial-crisis/comment-page-1/#comment-315643</link>
		<dc:creator>Senate Passes Bailout Package. Doesn't Help Mortgage Loans. - Mortgage Rate News</dc:creator>
		<pubDate>Thu, 02 Oct 2008 15:18:46 +0000</pubDate>
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		<description>[...] Dave Ramsey thinks that companies that take advantage of government help, they should refinance mortgages that are delinquent at a 6% fixed rate. This would help many of those whose mortgages have reset to higher rates, and make payments affordable by offering a lower rate &#8212; and by refinancing the amount owed out over 30 years. This could save many (but not all &#8212; some people still won&#8217;t be able to afford the mortgage) from foreclosure. [...]</description>
		<content:encoded><![CDATA[<p>[...] Dave Ramsey thinks that companies that take advantage of government help, they should refinance mortgages that are delinquent at a 6% fixed rate. This would help many of those whose mortgages have reset to higher rates, and make payments affordable by offering a lower rate &#8212; and by refinancing the amount owed out over 30 years. This could save many (but not all &#8212; some people still won&#8217;t be able to afford the mortgage) from foreclosure. [...]</p>
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		<title>By: miranda</title>
		<link>http://www.everyjoe.com/articles/dave-ramsey-offers-his-solution-to-the-financial-crisis/comment-page-1/#comment-315645</link>
		<dc:creator>miranda</dc:creator>
		<pubDate>Thu, 02 Oct 2008 14:41:57 +0000</pubDate>
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		<description>I agree that there are plenty of alternatives that get at the root of the problem, rather than just providing a quick fix that will lead to these same issues down the road.

I would also like to see our leaders encouraging better financial decisions, and emphasizing saving, rather than a constant refrain about how we *need* to be able to borrow more money so that we can spend it.</description>
		<content:encoded><![CDATA[<p>I agree that there are plenty of alternatives that get at the root of the problem, rather than just providing a quick fix that will lead to these same issues down the road.</p>
<p>I would also like to see our leaders encouraging better financial decisions, and emphasizing saving, rather than a constant refrain about how we *need* to be able to borrow more money so that we can spend it.</p>
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		<title>By: Brian</title>
		<link>http://www.everyjoe.com/articles/dave-ramsey-offers-his-solution-to-the-financial-crisis/comment-page-1/#comment-315644</link>
		<dc:creator>Brian</dc:creator>
		<pubDate>Thu, 02 Oct 2008 14:38:53 +0000</pubDate>
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		<description>I agree with him 100%, there are tons of other low cost ways to fix this. But most of the Congress wants to be in control of it and not &quot;Main St&quot;.
That is what this all comes down too. Plus this plan fixes the root of the problem and not just a band aid to help the situation. If I were a Congressman i would listen to financial leaders to make decision on the stock market.</description>
		<content:encoded><![CDATA[<p>I agree with him 100%, there are tons of other low cost ways to fix this. But most of the Congress wants to be in control of it and not &#8220;Main St&#8221;.<br />
That is what this all comes down too. Plus this plan fixes the root of the problem and not just a band aid to help the situation. If I were a Congressman i would listen to financial leaders to make decision on the stock market.</p>
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