Debit Cards Keep Spending on Track

Proof that bankers ought not be musicians too.

Wasn’t this a Schoolhouse Rock episode?

Kidding aside, I agree that using a debit card is one of the best ways to keep your spending in check. Or, if you have a sprinkling of self-discipline, it’s even better to use a credit card that offers rewards, but keep track of your charges as if you’re using a debit card.
Subtract each purchase from your running balance throughout the month and when the bill comes, pay it in full. It’s the best of both worlds.