Comments on: Getting My Credit Card Interest Rate Back http://www.everyjoe.com/articles/getting-my-credit-card-interest-rate-back/ Sports News - Tech Reviews - Entertainment - Life Tips for EveryJoe Thu, 17 Dec 2009 21:06:08 -0500 http://wordpress.org/?v=2.8.4 hourly 1 By: fha mortgage loan http://www.everyjoe.com/articles/getting-my-credit-card-interest-rate-back/comment-page-1/#comment-316220 fha mortgage loan Tue, 04 Aug 2009 06:28:41 +0000 http://www.bizzia.com/yieldingwealth/?p=919#comment-316220 <strong>fha mortgage loan...</strong> I like that price is adjusting but hoping for housing market collapse seems childish and dangerous, Bob. In 90s it was a struggle to get a job, many people I know was struggling. Japan is suffering with decreasing population (low birth rate) and depres... fha mortgage loan…

I like that price is adjusting but hoping for housing market collapse seems childish and dangerous, Bob. In 90s it was a struggle to get a job, many people I know was struggling. Japan is suffering with decreasing population (low birth rate) and depres…

]]> By: Miranda Marquit http://www.everyjoe.com/articles/getting-my-credit-card-interest-rate-back/comment-page-1/#comment-315839 Miranda Marquit Thu, 26 Mar 2009 20:43:32 +0000 http://www.bizzia.com/yieldingwealth/?p=919#comment-315839 Uh, I have a debit card. Most of the time I pay off my balance and use reward points -- which basically act as free money. It's a very rare thing when a balance is carried. Uh, I have a debit card. Most of the time I pay off my balance and use reward points — which basically act as free money. It’s a very rare thing when a balance is carried.

]]> By: Jim http://www.everyjoe.com/articles/getting-my-credit-card-interest-rate-back/comment-page-1/#comment-315836 Jim Thu, 26 Mar 2009 20:24:52 +0000 http://www.bizzia.com/yieldingwealth/?p=919#comment-315836 Why not just get a debit card and be done with these crooks and thieves? Plus it forces you to live within your means. Credit cards get more people in trouble than anything I know. Why not just get a debit card and be done with these crooks and thieves? Plus it forces you to live within your means. Credit cards get more people in trouble than anything I know.

]]> By: Miranda Marquit http://www.everyjoe.com/articles/getting-my-credit-card-interest-rate-back/comment-page-1/#comment-315850 Miranda Marquit Thu, 26 Mar 2009 13:20:36 +0000 http://www.bizzia.com/yieldingwealth/?p=919#comment-315850 I'm sorry you weren't able to get your rate back. I dumped Chase three years ago because of an interest rate dispute. They just raised it for no reason at that time. I didn't have a balance, I hadn't missed any payments. They were just raising rates along with the Fed rate (it was back when the Fed was raising rates). I asked for the old rate, they said no, and I canceled. And the company did call back, asking what they could have done differently. I simply said, "You could have given me my old rate back." Then the rep launched into an "introductory rate" deal. I said "no thanks" and asked to be removed from the calling list. I’m sorry you weren’t able to get your rate back. I dumped Chase three years ago because of an interest rate dispute. They just raised it for no reason at that time. I didn’t have a balance, I hadn’t missed any payments. They were just raising rates along with the Fed rate (it was back when the Fed was raising rates). I asked for the old rate, they said no, and I canceled. And the company did call back, asking what they could have done differently. I simply said, “You could have given me my old rate back.” Then the rep launched into an “introductory rate” deal. I said “no thanks” and asked to be removed from the calling list.

]]> By: Joseph Capovilla http://www.everyjoe.com/articles/getting-my-credit-card-interest-rate-back/comment-page-1/#comment-315849 Joseph Capovilla Thu, 26 Mar 2009 12:38:09 +0000 http://www.bizzia.com/yieldingwealth/?p=919#comment-315849 I to ran into the same problem with a Chase card and did call to question the rate increase. Although I do carry a balance, after all what is a "credit" card anyway, I have never been late and always pay more the minimum. After a condescending interaction with a customer service rep I was informed their policy. per my "terms and conditions insert" indicated that periodic account reviews determined my rate. Nonetheless, nothing was changed and I felt like a rotten consumer unworthy of their consideration. This policy is pure usury in my opinion. If I could afford it I would pay the cards off and tell them to kiss my "you know what". I have no doubt that they would be calling me soon after asking why I closed my account and I was such a great customer (has happened before) and did they do anything wrong to offend me or was their services sub par. Pure bunk. We good consumers are paying to offset the losses incurred by the banks issuing the cards for the bad decisions implemented by their incompetence. I have contacted my congressmen and consumer rights organizations to combat this miscarriage of credit rules. In closing, I find it disgusting and bad public relations. As our economy improves and Americans get back on their feet I wonder how many cut-up cards the issuers will receive in the mail. Then they will be crying all over again. I to ran into the same problem with a Chase card and did call to question the rate increase. Although I do carry a balance, after all what is a “credit” card anyway, I have never been late and always pay more the minimum. After a condescending interaction with a customer service rep I was informed their policy. per my “terms and conditions insert” indicated that periodic account reviews determined my rate. Nonetheless, nothing was changed and I felt like a rotten consumer unworthy of their consideration. This policy is pure usury in my opinion. If I could afford it I would pay the cards off and tell them to kiss my “you know what”. I have no doubt that they would be calling me soon after asking why I closed my account and I was such a great customer (has happened before) and did they do anything wrong to offend me or was their services sub par. Pure bunk. We good consumers are paying to offset the losses incurred by the banks issuing the cards for the bad decisions implemented by their incompetence. I have contacted my congressmen and consumer rights organizations to combat this miscarriage of credit rules. In closing, I find it disgusting and bad public relations. As our economy improves and Americans get back on their feet I wonder how many cut-up cards the issuers will receive in the mail. Then they will be crying all over again.

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