Getting Ready for Retirement. Now.

It’s never too early to get ready for retirement. I know that I won’t be “retiring” (how do you retire from writing?) for at least 20 years, but five years ago I opened a Roth IRA. My husband plans to work for 25 years (he should start working next year, after he finishes his Ph.D.), and we plan to take advantage of whatever employer-sponsored retirement plan is offered. We’re not putting in a whole ton of money in right now, but we are putting in some every month, and once we have a little more income, we’ll put in more, eventually working to max out as many retirement accounts as we can.

Now is the time to prepare for retirement

The point, of course, is that it is never to early to start getting ready for retirement. It can be too late, though. As soon as you can, you should be putting money into a retirement account, and setting aside money for the future. Even if it is just a little at first, the idea is to start getting compound interest working for you, as well as getting in the habit of saving.

Put together a financial plan now — one that can help you create a roadmap to a more prosperous retirement.

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