Comments on: Redneck Bank Review – RedneckBank.com http://www.everyjoe.com/articles/redneck-bank-review-redneckbank-com/ Sports News - Tech Reviews - Entertainment - Life Tips for EveryJoe Tue, 08 Dec 2009 23:28:55 -0500 http://wordpress.org/?v=2.8.4 hourly 1 By: Chris http://www.everyjoe.com/articles/redneck-bank-review-redneckbank-com/comment-page-1/#comment-313601 Chris Wed, 14 Oct 2009 15:34:56 +0000 http://www.bizzia.com/startupspark/?p=968#comment-313601 AVOID! I didn't have problems funding the account but the problems I've had: 1) The website does not reflect current account activity--it's 1-2 days behind. 2) It is not clear how to set up an outgoing transfer from the bank using the website. The bank-to-bank transfer service is run by a vendor out of Texas and is slow (takes several days per transfer). 3) The customer service people are not articulate and offer little help in navigating their systems or processes. The rate isn't that competitive and once you have money on deposit it takes several attempts and multiple hoops to get it out. AVOID!

I didn’t have problems funding the account but the problems I’ve had:

1) The website does not reflect current account activity–it’s 1-2 days behind.

2) It is not clear how to set up an outgoing transfer from the bank using the website. The bank-to-bank transfer service is run by a vendor out of Texas and is slow (takes several days per transfer).

3) The customer service people are not articulate and offer little help in navigating their systems or processes.

The rate isn’t that competitive and once you have money on deposit it takes several attempts and multiple hoops to get it out.

]]> By: John http://www.everyjoe.com/articles/redneck-bank-review-redneckbank-com/comment-page-1/#comment-313514 John Wed, 20 May 2009 15:05:43 +0000 http://www.bizzia.com/startupspark/?p=968#comment-313514 Agree with the other posts. Took over a month to set up and fund the account, only to find that there was no good way to access it. The transfer link on their site is constantly broken and they do not provide you with the basic info you need to originate the transfer from your other account. Customer service simply does not exist for this bank. I would encourage people to avoid this bank entirely; at the very least only make a tiny opening deposit until you see how it is going to be to do business with them. The rates they offer aren't worth the aggravation. Agree with the other posts. Took over a month to set up and fund the account, only to find that there was no good way to access it. The transfer link on their site is constantly broken and they do not provide you with the basic info you need to originate the transfer from your other account. Customer service simply does not exist for this bank.

I would encourage people to avoid this bank entirely; at the very least only make a tiny opening deposit until you see how it is going to be to do business with them. The rates they offer aren’t worth the aggravation.

]]> By: Tony Ellis http://www.everyjoe.com/articles/redneck-bank-review-redneckbank-com/comment-page-1/#comment-313533 Tony Ellis Mon, 11 May 2009 12:59:23 +0000 http://www.bizzia.com/startupspark/?p=968#comment-313533 I'd recommend staying away from these people. It took over 3 weeks to open my account (site says 4-6 business days. Then another week or so to be able to fund it. They had to verify my account. (Emigrant verified my account in one day. Once I got all the accounts up and somewhat usable I find that I can not transfer money back to myself, I can not bill pay myself I'm just stuck and can not access my money period. I can't transfer funds back to my account because it's not verified, although this is the SAME account I had to verify in order to fund my account. Oh yeah, that 3.10% rate, they cut that to 2% May 5. Bait and switch comes to mind. Banking has not been "funner" for me, if you think nightmares are fun maybe this is the bank for you :-). Tony I’d recommend staying away from these people. It took over 3 weeks to open my account (site says 4-6 business days. Then another week or so to be able to fund it. They had to verify my account. (Emigrant verified my account in one day.

Once I got all the accounts up and somewhat usable I find that I can not transfer money back to myself, I can not bill pay myself I’m just stuck and can not access my money period. I can’t transfer funds back to my account because it’s not verified, although this is the SAME account I had to verify in order to fund my account.

Oh yeah, that 3.10% rate, they cut that to 2% May 5. Bait and switch comes to mind.

Banking has not been “funner” for me, if you think nightmares are fun maybe this is the bank for you :-).

Tony

]]> By: ANDREA http://www.everyjoe.com/articles/redneck-bank-review-redneckbank-com/comment-page-1/#comment-313509 ANDREA Thu, 23 Apr 2009 11:16:04 +0000 http://www.bizzia.com/startupspark/?p=968#comment-313509 STAY AWAY FROM REDNECK BANK. THEY ARE NOT CAPABLE IOF RUNNING AN ONLINE BANK . I DEPOSITED MONEY WITH THEM ON MARCH 23 AN DHAVE YET TO BE ABLE TO FUND THE ACCOUNT DUE TO ALL THEIR RED TAPE AND POOR EXPLANATION OF HOW TO FUND THE ACCOUNT. THEY TELL YOU TO WAIT FOR A DEBIT CARD, WHICH IN FAC TYOU DONT NEED, THEN THERE ARE POOR ONLINE INSTRUCTIONS FOR LINKING TO AN OUTSIDE ACCOUNT, BUT THEN HTYE FAIL TO MAKE THE DEPOSITS INTO THE OTHER ACCOUNT AFTER SEVERAL DAYS. THEY ALSO DO NOT CORRECTLY REFLECT THE TRIAL DEPOSITS MADE BY AN OUTSIDE BANK DO YOU CAN TRANSFER FROM YOUR OWN BANK. yESTERDAY, I RECEIVED AN EMAIL SAYING THAT DUE TO THE VOLUME OF BUSINESS THEY ARE CUTTIGN THEIR MEGA MONEY MARKET RATE TO 2% - THE SAME OR LESS THAN OTRHER ONLINE BANKS. THIS AM I TRYING TO WITHDRAW MY 1000! WHAT A WASTE OF TIME. THEIR CUSTOMER SERVICE VIA EMAIL DOESNT EXIST AS THEY DONT RESPOND AN DGOOD LUCK WITH THE PHONE OR ONLINE CHAT. VERY BAD EXPERIENCE! STAY AWAY FROM REDNECK BANK. THEY ARE NOT CAPABLE IOF RUNNING AN ONLINE BANK . I DEPOSITED MONEY WITH THEM ON MARCH 23 AN DHAVE YET TO BE ABLE TO FUND THE ACCOUNT DUE TO ALL THEIR RED TAPE AND POOR EXPLANATION OF HOW TO FUND THE ACCOUNT. THEY TELL YOU TO WAIT FOR A DEBIT CARD, WHICH IN FAC TYOU DONT NEED, THEN THERE ARE POOR ONLINE INSTRUCTIONS FOR LINKING TO AN OUTSIDE ACCOUNT, BUT THEN HTYE FAIL TO MAKE THE DEPOSITS INTO THE OTHER ACCOUNT AFTER SEVERAL DAYS. THEY ALSO DO NOT CORRECTLY REFLECT THE TRIAL DEPOSITS MADE BY AN OUTSIDE BANK DO YOU CAN TRANSFER FROM YOUR OWN BANK. yESTERDAY, I RECEIVED AN EMAIL SAYING THAT DUE TO THE VOLUME OF BUSINESS THEY ARE CUTTIGN THEIR MEGA MONEY MARKET RATE TO 2% – THE SAME OR LESS THAN OTRHER ONLINE BANKS. THIS AM I TRYING TO WITHDRAW MY 1000! WHAT A WASTE OF TIME. THEIR CUSTOMER SERVICE VIA EMAIL DOESNT EXIST AS THEY DONT RESPOND AN DGOOD LUCK WITH THE PHONE OR ONLINE CHAT. VERY BAD EXPERIENCE!

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