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	<title>Comments on: Saving Money the Unconventional Way: 5 Tips for Building Your Savings</title>
	<atom:link href="http://www.everyjoe.com/articles/saving-money-the-unconventional-way-5-tips-for-building-your-savings/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.everyjoe.com/articles/saving-money-the-unconventional-way-5-tips-for-building-your-savings/</link>
	<description>Sports News - Tech Reviews - Entertainment - Life Tips for EveryJoe</description>
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		<title>By: miranda</title>
		<link>http://www.everyjoe.com/articles/saving-money-the-unconventional-way-5-tips-for-building-your-savings/comment-page-1/#comment-315116</link>
		<dc:creator>miranda</dc:creator>
		<pubDate>Wed, 03 Dec 2008 14:04:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.yieldingwealth.com/saving-money-the-unconventional-way-5-tips-for-building-your-savings/#comment-315116</guid>
		<description>Thanks for stopping by, Rob! I agree that there are many people who do not contribute constructively to online discussions. But I do appreciate your fresh views of personal finance and saving money.</description>
		<content:encoded><![CDATA[<p>Thanks for stopping by, Rob! I agree that there are many people who do not contribute constructively to online discussions. But I do appreciate your fresh views of personal finance and saving money.</p>
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		<title>By: Rob Bennett</title>
		<link>http://www.everyjoe.com/articles/saving-money-the-unconventional-way-5-tips-for-building-your-savings/comment-page-1/#comment-315662</link>
		<dc:creator>Rob Bennett</dc:creator>
		<pubDate>Wed, 03 Dec 2008 13:57:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.yieldingwealth.com/saving-money-the-unconventional-way-5-tips-for-building-your-savings/#comment-315662</guid>
		<description>Miranda:

This is Rob Bennett. Thanks much for noticing the article and posting your reactions. Thanks also to those who offered kind words in their comments.

I am the person who discovered the analytical errors in the Old School safe-withdrawal-rate studies. These are the studies used by most financial planners to help us learn how to plan our retirements. There is a fellow who posted an Old School study at his web site who became very angry when we began discussing the errors in these studies at the Retire Early and Indexing discussion-board communities.

There are of course many community members who contributed in a positive way and who objected in strong terms to the abusive posting:

http://www.passionsaving.com/investing-discussion-boards.html

The internet has both a wonderful side and an ugly side. My advice is that those of us trying to participate constructively focus on the positive and do what we can to protect our readers from the dark side.

If you are interested in knowing more about the investing issues, please let me know. We have done some amazing work in this area. There are several calculators at my site that go a long way to making sense of the price crash that we are living through today.

Take care, and best of luck with your site.

Rob</description>
		<content:encoded><![CDATA[<p>Miranda:</p>
<p>This is Rob Bennett. Thanks much for noticing the article and posting your reactions. Thanks also to those who offered kind words in their comments.</p>
<p>I am the person who discovered the analytical errors in the Old School safe-withdrawal-rate studies. These are the studies used by most financial planners to help us learn how to plan our retirements. There is a fellow who posted an Old School study at his web site who became very angry when we began discussing the errors in these studies at the Retire Early and Indexing discussion-board communities.</p>
<p>There are of course many community members who contributed in a positive way and who objected in strong terms to the abusive posting:</p>
<p><a href="http://www.passionsaving.com/investing-discussion-boards.html" rel="nofollow">http://www.passionsaving.com/investing-discussion-boards.html</a></p>
<p>The internet has both a wonderful side and an ugly side. My advice is that those of us trying to participate constructively focus on the positive and do what we can to protect our readers from the dark side.</p>
<p>If you are interested in knowing more about the investing issues, please let me know. We have done some amazing work in this area. There are several calculators at my site that go a long way to making sense of the price crash that we are living through today.</p>
<p>Take care, and best of luck with your site.</p>
<p>Rob</p>
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		<title>By: miranda</title>
		<link>http://www.everyjoe.com/articles/saving-money-the-unconventional-way-5-tips-for-building-your-savings/comment-page-1/#comment-315123</link>
		<dc:creator>miranda</dc:creator>
		<pubDate>Mon, 03 Nov 2008 12:29:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.yieldingwealth.com/saving-money-the-unconventional-way-5-tips-for-building-your-savings/#comment-315123</guid>
		<description>Interesting...However, the concepts he outlines here, I think, are quite valuable.</description>
		<content:encoded><![CDATA[<p>Interesting&#8230;However, the concepts he outlines here, I think, are quite valuable.</p>
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		<title>By: debunkhocus</title>
		<link>http://www.everyjoe.com/articles/saving-money-the-unconventional-way-5-tips-for-building-your-savings/comment-page-1/#comment-315128</link>
		<dc:creator>debunkhocus</dc:creator>
		<pubDate>Mon, 03 Nov 2008 12:16:40 +0000</pubDate>
		<guid isPermaLink="false">http://www.yieldingwealth.com/saving-money-the-unconventional-way-5-tips-for-building-your-savings/#comment-315128</guid>
		<description>Google “Rob Bennett + Purcellville” or just go to these links:

One of his sites:
http://s162532268.onlinehome.us/Sewer/viewforum.php?f=1

A site that tracks and comments on his activities. He frequently participates as “Hocus”:
http://www.s152957355.onlinehome.us/cgi-bin/yabb2/YaBB.pl</description>
		<content:encoded><![CDATA[<p>Google “Rob Bennett + Purcellville” or just go to these links:</p>
<p>One of his sites:<br />
<a href="http://s162532268.onlinehome.us/Sewer/viewforum.php?f=1" rel="nofollow">http://s162532268.onlinehome.us/Sewer/viewforum.php?f=1</a></p>
<p>A site that tracks and comments on his activities. He frequently participates as “Hocus”:<br />
<a href="http://www.s152957355.onlinehome.us/cgi-bin/yabb2/YaBB.pl" rel="nofollow">http://www.s152957355.onlinehome.us/cgi-bin/yabb2/YaBB.pl</a></p>
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		<title>By: miranda</title>
		<link>http://www.everyjoe.com/articles/saving-money-the-unconventional-way-5-tips-for-building-your-savings/comment-page-1/#comment-315713</link>
		<dc:creator>miranda</dc:creator>
		<pubDate>Mon, 20 Oct 2008 15:23:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.yieldingwealth.com/saving-money-the-unconventional-way-5-tips-for-building-your-savings/#comment-315713</guid>
		<description>Thanks, Jean! I think that, now more than ever in my (short) lifetime, the basics are necessary.</description>
		<content:encoded><![CDATA[<p>Thanks, Jean! I think that, now more than ever in my (short) lifetime, the basics are necessary.</p>
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		<title>By: Jean Murray</title>
		<link>http://www.everyjoe.com/articles/saving-money-the-unconventional-way-5-tips-for-building-your-savings/comment-page-1/#comment-314941</link>
		<dc:creator>Jean Murray</dc:creator>
		<pubDate>Mon, 20 Oct 2008 14:24:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.yieldingwealth.com/saving-money-the-unconventional-way-5-tips-for-building-your-savings/#comment-314941</guid>
		<description>These are great concepts, Miranda.  They are actually very basic economics:
1.  Opportunity cost - the value of a thing is the value of the thing you give up to get it, and
2.  Utility - the &quot;value proposition&quot; - the values we assign to things.
It&#039;s good to have someone remind us of the basics to keep us on track.</description>
		<content:encoded><![CDATA[<p>These are great concepts, Miranda.  They are actually very basic economics:<br />
1.  Opportunity cost &#8211; the value of a thing is the value of the thing you give up to get it, and<br />
2.  Utility &#8211; the &#8220;value proposition&#8221; &#8211; the values we assign to things.<br />
It&#8217;s good to have someone remind us of the basics to keep us on track.</p>
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