YNAB offers Budgeting Mom Contest

You Need a Budget has put together a contest for moms who budget. I am a mom, and I do budget (loosely), but I’m really not that into running a “tight ship”, as the contest states. But you might do well in this contest. All you have to do is share your creative budgeting techniques, and you could win. Some of the prizes being offered include:

• A trip to the spa at the Four Seasons in Dallas.
• Personal finance gift package.
• YNAB gift packages.

The contest started yesterday, and you have until August 3, 2009, to fill out the entry. you get extra entries for social media (Twitter, YouTube, Facebook, etc.). The grand prize (Four Seasons) is awarded after voting from America. If you are a man with a female partner, have her sign up (or do it in her name).

My creative budget technique? I enter credit card transactions in my check register. That way, when I don’t spend more than I have. When the statement comes, I write the check for the entire amount, knowing the money is there. I don’t pay interest on my credit card, and I get the reward points.