Can the Mattress Vault protect your money?

I love me some questions from readers, and I thought this one, in light of my recent adventures in banking, was a great one:
Is overdraft protection worth it?
One of the things I love about personal finances is that they’re, well, so personal. Really, it depends on your habits. First, though, a little background on overdraft protection.
What is overdraft protection?
Overdraft protection is a loan. It is a line of credit that you are allowed (usually between $1,000 and $10,000, depending on what you are approved for) to use when your account goes into the red. The idea is to help you …read more

SO, I’ve had a bit of a rough go with the debit card the past few days. For me, it started on Friday, when a purchase I was trying to make with the debit card was rejected. First thing I did when I got home (after using one of my husband’s credit cards for the purchase; I don’t carry credit cards with me normally) was check my online account balance. Everything appeared to be in order.
I should have looked deeper.
I went to the bank Saturday morning to talk to someone about this. They looked at my account history and found …read more