Your credit history is important. That’s why the 18th tip is to:
Regularly check your credit report.
Look for inaccuracies and take the steps to fix mistakes on your credit report. You are entitled to a free credit report each year from each of the three major credit bureaus.
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You probably know how important it is to regularly check your credit report. And, if you know how to work it, you can get a free credit report every four months (one from each credit bureau once a year). But what about those other sites? The ones that offer a free credit report? Well, watch out. The credit report may be “free,” but the services you sign up for when you view your credit report aren’t.
Did you inadvertently sign up for a credit monitoring service?
It’s one of the biggest gimmicks out there. Get something “free” if you sign up for …read more

One of the big threats to your financial stability and foundation is identity theft. This is a growing crime, and you are quite likely to, at some point in your life, experience firsthand the effects of identity theft or fraud. Therefore, it is of great importance to your personal financial situation to ensure that you do your best to stunt the effects of identity theft. Here are some ways you can protect yourself.
Catch identity theft quickly
You may not be able to entirely prevent identity theft, but one of the keys to limiting its financial impact on you is to catch …read more