If you are wondering exactly how the credit and debt industry works, Deceptive Money by Bob Brooks is a great resource. Brooks, who hosts the Prudent Money Show, takes different examples of credit card practices and debt solutions practices and … More
Right now, airfares are actually fairly reasonable. Fares are falling, encouraging people to take advantage of fall fare sales. However, airlines are still looking for ways to make money. And one of the ways to do that is to charge … More
One of the reasons that bankers and investors and others in similar fields are lobbying against regulatory reform is that it would stifle “innovation.” Apparently, transparency in reporting practices and requirements to explain to consumers what is happening when they … More
One of the things that surprises many people is that they have a separate insurance score. When it comes to getting property insurance, companies can look up your CLUE (Comprehensive Loss Underwriting Exchange) report and see what claims you have … More
One of the ways that banks make a great deal of money is through overdraft charges. When you exceed the amount of money you have in your checking account, the bank charges you an extra fee. This can be anywhere … More
I’m one of those people who thinks that the credit card can be a great personal finance tool — when it’s used correctly. If you have a good rewards program, or if your credit card offers some decent perks, then … More
Go on a holiday spending diet. Plan it out now. More
Credit card issuers are in control when it comes to terms — even with the new Credit CARD Act. More
Do you get your money’s worth when you eat out? More
My Oliver Peoples sunglasses make me feel better about myself. More
Credit card issuers are finding new ways to charge you money. More
Earlier this year, the Credit CARD Act of 2009 was signed into law. While many of the “cardholders’ bill of rights” provisions in the law do not take effect until February 2010, there are two that actually take effect later … More
Back to school doesn’t have to be a spend-fest. More
Should you fire your broker and get a financial planner? More
