You know how important your credit score is. And with lenders reluctant to offer good loan terms to any but those with with the best scores, it is vital that you do what you can to improve your credit score. Credit Karma offers you a way to simulate the effects your actions have on your credit score.
A few months ago, I wrote about how Credit Karma offers great education tools — as well as free access to your credit score. Now, Credit Karma has added a practical tool that can help you figure out how you can improve your credit …read more

Because a good credit score can save you thousands in interest charges and affect a variety of aspects of your personal finances, it is important to:
Improve your credit score.
You can get an idea of your credit score for free from Credit Karma. And then you need to take these steps to improve it:

Make all payments on time.
Lower your debt.
Avoid inquiring about getting more debt.
Choose debt that is “better.”

This post is part of the b5media Business Channel Great Blog Off! Find out more about the Blog Off here: http://www.b5media.com/b5media-blogs-for-a-cause-and-raises-money-in-support-of-charity/

The Business Channel is supporting Accion International for the Great Blog Off. …read more

A couple of weeks ago, I wrote a post about how if you want access to your credit score, you have to pay for it.
I was wrong. And I’m glad to be.
Ken Lin over at Credit Karma contacted and let me know that there is a free service that allows you to see your credit score — and track how you are doing. It’s his own Credit Karma Web site.
It’s not free to Credit Karma, though. The company pays TransUnion for a copy of your credit score, which is then displayed. So you will have to provide your Social Security …read more