Do You Have Disability Insurance?

Yesterday, I wrote about the importance of having life insurance. And, probably, many of us have life insurance. But how many of us have thought about disability insurance?
I have from time to time, but I haven’t got it yet. However, I’m beginning to think that it might be a good idea. What if I get into a car accident and bust up my arms or hands so that I can’t type for weeks (or even months)? There goes 75% – 80% of our household income. And while having a good emergency fund would ease the situation, disability insurance would help …read more