Does Experience Matter When Managing Your Own Finances?

There are many excuses people give for not budgeting their money, or for being poor financial managers:

I’m no good at math. How can I possibly create a budget?
I just don’t know how to manage money.
I don’t have professional financial experience. How can I be expected to know what to do?

However, these excuses sound pretty lame when you think about it. The fact of the matter is that you can manage your own finances. You don’t need professional experience, and you do not have to be good at math. But you do need to be willing to learn, and willing to …read more