Happy Friday!

While it is possible for you to get a free credit report once a year from each of the three major credit bureaus, you often have to pay for your credit score (creditkarma.com offers a free credit score), and for any additional views. (Exception to that is when you are denied credit, in which case the agency used must provide you with your credit report if you ask within 60 days.)
Now, however, it is possible to check your credit report and your score from TransUnion, as much as you want, for six months. The reason? Apparently a clas action lawsuit …read more

While it is nice to get an occasional free credit report or free credit score, getting all three credit reports from the major bureaus at once, complete with credit scores, can get a little pricey. If you are interested in getting all three credit reports and scores in one fell swoop, you can get Credit Complete from MyFico.com. And right now, the company is offering the following discount on the service:
From now through July 31st, myFico is offering online communities a 20% discount on the FICO Credit Complete (all 3 FICO scored and reports) from. Visit http://www.myfico.com/Products/FICOThree/Description.aspx …read more

Because a good credit score can save you thousands in interest charges and affect a variety of aspects of your personal finances, it is important to:
Improve your credit score.
You can get an idea of your credit score for free from Credit Karma. And then you need to take these steps to improve it:

Make all payments on time.
Lower your debt.
Avoid inquiring about getting more debt.
Choose debt that is “better.”

This post is part of the b5media Business Channel Great Blog Off! Find out more about the Blog Off here: http://www.b5media.com/b5media-blogs-for-a-cause-and-raises-money-in-support-of-charity/

The Business Channel is supporting Accion International for the Great Blog Off. …read more

A couple of weeks ago, I wrote a post about how if you want access to your credit score, you have to pay for it.
I was wrong. And I’m glad to be.
Ken Lin over at Credit Karma contacted and let me know that there is a free service that allows you to see your credit score — and track how you are doing. It’s his own Credit Karma Web site.
It’s not free to Credit Karma, though. The company pays TransUnion for a copy of your credit score, which is then displayed. So you will have to provide your Social Security …read more