The last personal finance tip was about opening a retirement account. This tip is what to do if your employer offers a match program for the retirement account:
Put in the maximum for your employer-match retirement program.
This is free money that will be leveraged on your behalf in the retirement account. Take as much as you can.
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Yesterday, I implied that debit cards aren’t always the best options when it comes to paying for stuff. Why? Because simply taking money out of your account does very little to actually help in the yielding wealth department. But using credit cards wisely can actually help you maximize your money. But be forewarned: proper credit card use requires discipline.
The key: only buy what you can actually afford
Kelly made a very valid point in a comment on yesterday’s post. She pointed out that she is wary of spending money she doesn’t have. That is a valid concern. The key to proper …read more