One of the ways that you can save money on your health insurance premiums is to get high deductible health insurance. In this case, you pay more out of pocket for your health care, which results lower premiums. As many begin to consider their options during this year’s open enrollment season, it is little surprise that many are considering the high deductible option. However, it may not always be the best option. Here are some things to consider before you spring for high deductible insurance:

Loopholes in coverage: As always, read the fine print. In some cases, you might find there …read more

One of the things that many students overlook as they head back to school is student health insurance. However, this is an important part of protecting yourself from financial catastrophe.
Who needs student health insurance?
If you are under 24, and if you are covered on your parent’s health insurance, then chances are that you will remained covered. However, 24 is the age that insurance companies usually stop allowing students to use their parents’ health insurance. Instead, it becomes necessary to get student health insurance.
Coverage under student health insurance plans
For the most part, it is possible to purchase college student health insurance …read more

My mom recently graduated from college with a degree that allows her to teach elementary school. (Go, mom!) She put in several applications locally, thinking that she should have no problem getting a job, since there are two new elementary schools in town and a plethora of job openings. Unfortunately, she received no interviews. (She did, happily, find a nice job teaching at a lovely rural school about 25 minutes from her home.)
Over the weekend, we all received a very interesting insight. My aunt told her that the scuttlebutt from an insider around one of the school districts in town …read more

I got this great question recently from a reader:
I really don’t use my health insurance that much, beyond preventative care visits and a couple of regular prescriptions. What is it that is causing my health insurance premiums to go up?
This is a common question that many people are asking right now. After all, the cost of health care has become expensive — prohibitively so in some cases. Indeed, I just received notice that my health insurance premium is being increased by $70 per month, starting in July.
But why is this happening? Lucky for me (and my questioning readers) there are …read more