You know how important your credit score is. And with lenders reluctant to offer good loan terms to any but those with with the best scores, it is vital that you do what you can to improve your credit score. Credit Karma offers you a way to simulate the effects your actions have on your credit score.
A few months ago, I wrote about how Credit Karma offers great education tools — as well as free access to your credit score. Now, Credit Karma has added a practical tool that can help you figure out how you can improve your credit …read more

One of the classic ways that students have been able to improve their credit scores has been through the “authorized user” loophole. In this scenario, you are added as an “authorized user” to someone else’s credit card. Preferably someone who has good credit (traditionally your parents ). This boosts your score almost instantly.
As you might guess, it didn’t take long until someone figured out that you could make money doing this. Want to improve your credit score before buying a house? Lay down your money and get paired up with someone else who is willing to let you “piggyback” on …read more

Because a good credit score can save you thousands in interest charges and affect a variety of aspects of your personal finances, it is important to:
Improve your credit score.
You can get an idea of your credit score for free from Credit Karma. And then you need to take these steps to improve it:

Make all payments on time.
Lower your debt.
Avoid inquiring about getting more debt.
Choose debt that is “better.”

This post is part of the b5media Business Channel Great Blog Off! Find out more about the Blog Off here: http://www.b5media.com/b5media-blogs-for-a-cause-and-raises-money-in-support-of-charity/

The Business Channel is supporting Accion International for the Great Blog Off. …read more

A lot is written about your credit score:

How to improve your credit score (from paying down credit card debt to paying your bills on time).
What goes into a credit score (payment history, amounts owed, etc.).
Why your credit score is important (better rates, loan approval and more).
Where to find your credit score (MyFico.com, major credit bureaus).

But what isn’t addressed very much is how much you will pay to see your credit score.
It doesn’t cost that much: $5.95 to $15.95 per score, depending on where you go and the services that come with it.
But it still costs money. And you usually have …read more