Credit card issuers are in control when it comes to terms — even with the new Credit CARD Act.

Credit card issuers are finding new ways to charge you money.

Could an ARM be right for you?

Home improvements may not be an investment.

Get private student loans through credit unions.

Learn more about P2P lending.

Happy Friday!

A few months ago, President Barack Obama announced a foreclosure prevention plan called Making Home Affordable. The plan included provisions for those who wanted to refinance, but couldn’t because of their loan to value ratio. Refinancing would be encouraged for those who had a loan to value ratio of between 80% and 105%. The idea was to help those whose home values have dropped in response to housing market troubles.
Unfortunately, the program has been seeing limited success. It relies on voluntary help from mortgage lenders, and it excludes those with even higher loan to value ratios. Yesterday Obama made a …read more

Student loan debt repayment program.

Credit is harder to come by now.