One of the keys that Paul Farrell mentions in his MarketWatch article on beating the bear market is the importance of allocations:
Once you determine exactly what asset allocations fit your particular needs, stick to them. Remember, the mix of specific indexes is crucial, not the specific funds. Rebalance when necessary to bring your portfolio in line, ignoring brokers’ relentless buy/sell pressure.
Everyone has different needs, and if you are planning on putting together a long-term portfolio that can whether the current downturn, it is important to consider your own. And look at how your portfolio is allocated. Instead of looking at …read more

Today’s words of wisdom from Paul Farrell’s MarketWatch article on ten things that can help you beat the bear market are rather simple: save. Farrell recommends that you set aside 15% of your income in some sort of savings, whether it’s retirement accounts, stock investing or some other vehicle. But he also says that 10% should be the minimum:
Here are two key formulas to remember: One, if you’re not saving at least 10% then you are spending too much. Two: Nothing saved equals nothing invested equals nothing compounding equals nothing in your retirement nest egg.
You can’t beat the bear market, …read more