My husband and I know a guy that does tech support for a company that does payday loans. Recently, when the economy came up, he said something to this effect: “Payday loans are doing just fine. In fact, the company I do work for is seeing an increase.”
This information, though somewhat disheartening, is not all that surprising. As credit card companies and other lenders tighten their credit requirements and boost their interest rates, many people (and businesses) are turning to fast cash.  Cash that doesn’t require an extensive credit check to get.
While payday loans can provide you with a short-term …read more

One of the questions I am occasionally asked goes something like this:
“How can I get some fast cash?”
For most people, the answers are less than pleasant. Shannon Christman at SavingAdvice.com offers these things you can do to rustle some fast cash (usually between $100 – $500):

Yard sale.
Online auction.
Pawn shop.
Salvage (scrap metal, cans, etc.).
Loan from friends or relatives.
Look for government emergency assistance or charities (for true needs only).
Offer to do odd jobs for neighbors.

Most people, when they ask this, expect some amazing and enlightening answer that is (preferably) easy to do. Unfortunately, none of the above options are palatable. And most …read more