Credit Card Christmas? Make Sure You’re Using the Right Card for You

Despite the fact that many consumers are cutting back on holiday spending, it is still likely that a credit card Christmas still comes into play for many. And if you are already in debt, that can be a problem. Peter Pham, the CEO of BillShrink.com, points out that the average American household already has $8,300 in credit card debt. “Add Christmas shopping to that, and you get a pile-up of interest charges and fees. You have to be careful.”
Pham’s company aims to help consumers do just that: Be careful. “When you already have debt, and you decide to use a …read more