I make financial New Year’s resolutions every year. Here’s what I hope to accomplish in terms of personal finance in 2009.

SO, today, as I was thinking about what to write and looking into my reader, I noticed an article about budgeting myths over at Investopedia. This article goes over the basic point of budgeting (spending less than you make) and then launches into 10 budgeting myths. The #6 myth on the list really got my attention:
I don’t want to deprive myself
The article pointed out that, as long as you budget the money in and don’t go negative, then you don’t have to deprive yourself. (What is deprivation, anyway? Do you really need all that stuff?) The article sort of glossed …read more